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TransPecos Banks. Texas Banking at its Best.

Deposit Rates



Simple Checking


 

Interest

 

APY*


All balances 0.10% 0.10%





Simple Savings


 

Interest


APY*


$0.00 to $99,999.99 0.10% 0.10%

$100,000 to $249,999.99 0.60% 0.60%

$250,000 to $499,999.99 2.07% 2.09%

$500,000 and over 3.53%
3.59%




 

Business Money Market


 

Interest

 

APY*


$0.00 to $99,999.99 0.10%
0.10%

$100,000 to $249,999.99 0.60%
0.60%

$250,000 to $499,999.99 1.58%
1.59%

$500,000 and over 2.56%
2.59%





Community Checking


 

Interest

 

APY*


All balances 0.10% 0.10%





Community Money Market



Interest


APY*


$0.00 to $99,999.99 0.10%
0.10%

$100,000 to $249,999.99 0.60%
0.60%

$250,000 to $499,999.99 1.58%
1.59%

$500,000 and over 2.46%
2.59%




*APY is Annual Percentage Yield - APY's are percentage rates reflecting quarterly compounding interest.  Rate may change after the account is opened.  Fees may reduce earnings.

Standard Certificates of Deposit

Interest

APY*

90 Days 2.97% 3.00%

180 Days

3.06% 3.10%

1 Year

3.21% 3.25%

2 Years

2.87% 2.90%

3 Years

2.82% 2.85%

4 Years

2.82% 2.85%

5 Years

2.82% 2.85%




Retirement Certificates of Deposit

Interest
APY*

IRA - Term 1 Year

1.99% 2.00%

Roth - Term 1 Year

1.99% 2.00%
* Annual Percentage Yield (APY) and interest rates are accurate as of September 19, 2024
*APY is Annual Percentage Yield - APY's are percentage rates reflecting quarterly compounding interest.  Rate may change after the account is opened.  Fees may reduce earnings.  Minimum deposit requirements apply: $1,000 for standard certificates of deposit; $500 for retirement certificates of deposit.  A penalty may be imposed for early withdrawal of a certificate of deposit.

The bank may be able to offer accounts via the Certificate of Deposit Account Registry Service (CDARS) and ICS to maximize FDIC coverage. Eligibility for ICS and CDARS is dependent on maximizing FDIC coverage by vesting category and is subject to availability. Rates, APYs, and terms for CDARS vary and will be disclosed separately. ICS and CDARS are registered service marks of IntraFi Network LLC.