Simple Checking |
Interest |
APY* |
|
| All balances | 0.25% | 0.25% | |
Simple Savings |
Interest |
APY* |
|
| $0.00 to $99,999.99 | 0.50% | 0.50% | |
| $100,000 to $249,999.99 | 1.00% | 1.00% | |
| $250,000 to $499,999.99 | 2.47% | 2.50% | |
| $500,000 and over | 3.93% |
4.00%
|
|
|
|
|||
Business Money Market |
Interest |
APY* |
|
| $0.00 to $99,999.99 | 0.50% |
0.50%
|
|
| $100,000 to $249,999.99 | 1.00% |
1.00%
|
|
| $250,000 to $499,999.99 | 1.98% |
2.00%
|
|
| $500,000 and over | 2.96% |
3.00%
|
|
|
|
|||
Simple Checking |
Interest |
APY* |
|
| All balances | 0.25% | 0.25% | |
Community Checking |
Interest |
APY* |
|
| All balances | 0.50% | 0.50% | |
|
|
APY* |
|
| $0.00 to $99,999.99 | 0.50% |
0.50%
|
|
| $100,000 to $249,999.99 | 1.00% |
1.00%
|
|
| $250,000 to $499,999.99 | 1.98% |
2.00%
|
|
| $500,000 and over | 2.96% |
3.00%
|
|
|
|
|
*APY is Annual Percentage Yield - APY's are percentage rates reflecting quarterly compounding interest. Rate may change after the account is opened. Fees may reduce earnings.
Standard Certificates of Deposit |
Interest |
APY* |
|---|---|---|
| 90 Days | 2.97% | 3.00% |
180 Days |
3.06% | 3.10% |
1 Year |
3.21% | 3.25% |
2 Years |
3.21% | 3.25% |
3 Years |
3.21% | 3.25% |
4 Years |
3.21% | 3.25% |
|
3.21% | 3.25% |
|
|
||
Retirement Certificates of Deposit |
Interest |
APY* |
IRA - Term 1 Year |
1.99% | 2.00% |
Roth - Term 1 Year |
1.99% | 2.00% |
* Annual Percentage Yield (APY) and interest rates are accurate as of July 27, 2023
*APY is Annual Percentage Yield - APY's are percentage rates reflecting quarterly compounding interest. Rate may change after the account is opened. Fees may reduce earnings. Minimum deposit requirements apply: $1,000 for standard certificates of deposit; $500 for retirement certificates of deposit. A penalty may be imposed for early withdrawal of a certificate of deposit.
The bank may be able to offer accounts via the Certificate of Deposit Account Registry Service (CDARS) and ICS to maximize FDIC coverage. Eligibility for ICS and CDARS is dependent on maximizing FDIC coverage by vesting category and is subject to availability. Rates, APYs, and terms for CDARS vary and will be disclosed separately. ICS and CDARS are registered service marks of IntraFi Network LLC.